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Although I'm in Canada, a lot of this still applies.
I always appreciate these types of tips and advisory notes, because I'm 20, and seem to be prepetually concerned with my credit. I have 2 credit cards, one of which usually carries little or no balance, but has recently gone upto about 50%, my other card, is usually manged well, but has recently gone up quite a bit, to about 80-90%. I know this is hurting me, and it will be fine in a few months, but I'm still always conscious of it.
Thanks for the post though.
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