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Old 12-29-2004, 05:33 PM   #14 (permalink)
mac03
Tilted
 
StateFarm is pretty good.

Be sure to get replacement value, not 'actual value'.
Meaning: replacement value means if your 32" TV is stolen, it pays to repalce with a 32" TV. Actual value, Your 2 year old 32" TV is stolen ($400), they pay you $300 cause of depreciation.
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