Tick...[Interest rates aren't getting any lower.]
Tock...[Home prices don't drop forever.]
Tick...[My rent is going up 2.5% (again) in July.]
Tock...[If there's going to be a deal to be had, it's going to be now.]
Tick....

There is a concept I admire whenever I think about it; however, I have never quite introduced it to my life. It is the concept of fatal distractions. The distractions in life that essentially "kill" the better parts of you—they nip things in the bud, or even destroy before seeds can germinate. Most of us have them. Mine is a popular one: computers and gaming.

I must leave the World of Warcraft (WoW), and I must never return. I mustn't look back. It is a time sink. But it wasn't the first. I've always had my "prime" game. That game I'd sink hours into day in and day out. They would write off my weekends (or other spans of free time).

I've made some drastic positive changes lately. My diet has cut out a lot of crap, and I'm now eating more than 5 servings of fruits and vegetables a day. I started at a gym and have both built muscle and burned fat. (My strength has been increasing incredibly, even though I've lost about 2 lbs. in less than...

Corb Lund, "Horse Soldier, Horse Soldier"

We're trying to set up a meeting with a banker to talk about mortgages.

The rates are too low and the housing prices are too depressed to not do anything, especially since we technically have a down payment, however small.

I still feel like an opportunist. Not that it's always a bad thing, and it's not like Canada has a mortgage crisis like the U.S. does. But still....it feels a bit odd to be going after a home purchase in days like these. We're also tired of paying rent, especially to the tune of $1,300 per month for 716 square feet. For $200 or $300 extra per month, we could have our own place and much more space.

It's the first thing of this scale that I've ever done. The most expensive thing I've purchased besides my education was a computer worth $1,600 back in the '90s.

Pocket change compared to a home in Toronto.

...and as a result, the band has caught it too. I don't think I've heard of these guys.